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The Government Public Ethics Committee has released its annual report on public officials’ asset disclosures for 2025, revealing a notable rise in cryptocurrency holdings among high-ranking officials. According to the report, 411 out of 2,047 public officials were required to disclose their assets, and they reported holding virtual assets with a combined total value of 14.41 billion won. This translates to an average holding of 35.07 million won per individual. Seoul City Council Member Kim Hye-young emerged as the official with the largest cryptocurrency holdings, reporting a total of 1.76 billion won in digital assets. Council Member Kim personally owns 16 different cryptocurrencies, including 0.0014 Bitcoin (BTC), 0.0123 Ethereum (ETH), and 472 Dogecoin (DOGE) . However, the majority of the disclosed holdings come from family members, with 519,004 XRP valued at approximately $1.2 million held by his spouse and 3,336 XRP owned by his eldest son. Following closely behind, Seoul City Council Member Choi Min-gyu was the second-highest public official in terms of crypto holdings, declaring 1.62 billion won in virtual assets. His portfolio includes 409,551 XRP, 9,402 Artidiums, and 4,701 Ads, all registered under his name. XRP has firmly established itself as the top choice among South Korean investors. Its strong presence is especially noticeable on South Korean exchanges, with Upbit, the country’s largest exchange, holding around 4-5% of the total XRP supply, making it the largest exchange holder of XRP globally. Additionally, Upbit now accounts for 15% of the total XRP trading volume, recently surpassing Binance’s 12% market share. Trading volume data further highlights XRP’s strong market presence. Over the past 24 hours, XRP’s trading volume on Upbit reached $325.89 million, accounting for 16.19% of the platform’s total trades. In comparison, Bitcoin’s trading volume stood at $110.55 million, making up just 5.49% of total trades. This difference underscores the high demand for XRP among South Korean traders. A key factor fueling XRP’s strong trading activity in the country is the Kimchi Premium, a phenomenon where cryptocurrency prices in South Korea trade higher than global averages. This pricing disparity makes XRP appear more valuable, further driving trading volume and investor interest. According to local media reports , lawmaker Ahn Do-Jae revealed that by the end of last year, over 9.6 million South Koreans held accounts on the country’s five major licensed exchanges, including Upbit, Bithumb, Coinone, Korbit, and Gopax. This represents a 52.6% increase from the previous year, highlighting the rapid growth of cryptocurrency adoption in South Korea. At the same time, South Korea is intensifying its regulatory efforts to protect investors. The Financial Intelligence Unit (FIU) has restricted access to 17 overseas cryptocurrency exchange apps on Google Play due to a lack of proper registration. Among the affected platforms are KuCoin, CoinEx, BitMart, MEXC, Phemex, and Poloniex. As of now, XRP is trading at $2.45, reflecting a 4.79% decrease over the past seven days and a 3.69% drop in the last 24 hours.

Software and blockchain firm Ripple Labs is in the news following a recent interview with CEO Brad Garlinghouse. The CEO pushed the adoption of XRP while speaking at an event involving the International Monetary Fund (IMF) and the Swiss National Bank. Edward Farina, CEO of Alpha Lions Academy, shared a short video on X, showing Garlinghouse presenting XRP’s capabilities before the IMF and Swiss National Bank. Farina commented that Garlinghouse destroyed Bitcoin while presenting the case for XRP. In his presentation at the event, Garlinghouse mentioned that XRP was birthed by engineers who recognized Bitcoin’s (BTC) limitations. He explained that Bitcoin still has scalability challenges, with slow and expensive transactions. On the other hand, he said XRP is about a thousand times faster and offers cheaper transactions. The Ripple CEO also addressed the issue of pre-funding in cross-border payments. According to him, the current system requires financial institutions to maintain capital reserves in different countries to facilitate international transactions. Garlinghouse argued that XRP is designed to eliminate these limitations by enabling global liquidity on demand. Additionally, Garlinghouse outlined Ripple’s long-term vision for payments. He compared blockchain technology to the foundational technologies underpinning the internet, such as TCP/IP and HTTP. Garlinghouse sees the possibility of blockchain networks facilitating a seamless exchange of value similar to these technologies. The CEO added that this transformation would create an “internet of value” where payments can move as efficiently as data. He highlighted that traditional correspondent banking has left some countries and payment channels underserved. Garlinghouse, therefore, contends that XRP could fill this gap, democratizing access to liquidity and creating a more inclusive financial system. Furthermore, he cited a real-world scenario of freelancers in developing markets who struggle to receive small international payments due to high fees and banking restrictions. According to Garlinghouse, XRP can handle this issue by allowing small payments to flow between borders. In a previous article we discussed , an NYU Professor mentioned that Ripple’s involvement in cross-border settlement started in 2012. This emphasizes the firm’s position as a leader and innovator in the industry. The post from Farina got mixed responses from the online crypto community. Some agreed with Garlinghouse’s assessment that XRP offers real-world utility with greater speed, lower costs, and better scalability than Bitcoin. One user even said Bitcoin is a distraction from the real disruption in financial services. “He’s not wrong. Bitcoin opened the door, but XRP was built to walk through it with real utility. Faster, cheaper, more scalable,” added @RebelRepublicX on X. Others, however, think Garlinghouse is pushing too hard to promote XRP as a financial instrument. While they acknowledged XRP for its speed, they said the coin lacks backing. Overall, Garlinghouse’s comments in the video reflect Ripple’s vision to position XRP as a practical solution for global payments. As of this writing, XRP price was trading at $2.37, down 3.7% over the previous day. This decline comes amid a broader market bearish sentiment. As we covered in our latest report, analysts forecasted that XRP could hit $8 to $10, driven by Fibonacci models and Bitcoin’s rally.

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