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ETH stands as the second-largest cryptocurrency by market cap, and its well-established ecosystem continues to be a hotbed for innovation. Building on this powerful network, Remittix has emerged as a PayFi contender, recently surpassing $12 million in presale funds. Investors are now buzzing about the project’s real-world applications and likening its potential to that of XRP, a legacy payments-oriented cryptocurrency. By leveraging ETH’s security and smart contract capabilities, Remittix aims to redefine the cross-border payments space that XRP has long sought to dominate. XRP’s Legacy and Why Remittix Draws Comparisons For years, XRP has been synonymous with global remittances, targeting institutional use cases such as international bank transfers. Despite facing legal headwinds, XRP boasts a robust market cap of $157.48 billion. While it gained fame as a quick, low-cost transfer vehicle, the coin has struggled to shake off concerns about centralization and ongoing regulatory scrutiny, which has impeded some of its adoption. Remittix, on the other hand, is capitalizing on the flexibility of ETH’s blockchain to offer a more decentralized yet user-friendly platform. By enabling individuals and businesses to convert crypto into FIAT and deposit those funds into bank accounts worldwide, Remittix addresses one of the biggest barriers to mainstream crypto adoption: real-world utility. Analysts note that XRP’s institutional focus often left everyday users out of the loop, whereas Remittix directly caters to freelancers, small businesses, and anyone looking to move money across borders cost-effectively. This shift in target market helps explain why some investors believe Remittix has the momentum to challenge, or even outshine, the long-established presence of XRP. How ETH Integration and a $12M Presale Boost Remittix Remittix’s decision to build on ETH could be a key factor driving its soaring presale figures. As of this writing, the project has secured over $12 million in early funding, drawing support from both experienced crypto traders and newcomers intrigued by the platform’s real-world value proposition. To participate, potential backers can visit the official Remittix Presale page, where they’ll find a straightforward interface for contributing ETH or other cryptocurrencies. By harnessing ETH’s smart contracts, Remittix ensures that its token mechanics are transparent and secure, allowing contributors to track their investments easily. The platform’s PayFi model simplifies cross-border transactions, cutting down on the fees and delays that plague traditional remittances. It also provides a user-friendly experience, making it accessible to people with limited technical knowledge—a stark contrast to many DeFi projects built on ETH, which can be intimidating to less experienced users. Analysts suggest that if Remittix captures even a modest fraction of the $190 trillion cross-border payments market, its value could surge in a manner reminiscent of how XRP initially gained its fame. Remittix vs. XRP: Is PayFi the Future of Crypto-Powered Remittances? As ETH remains at the forefront of blockchain innovation, projects like Remittix are finding fertile ground to develop solutions that tackle real-world challenges. The platform’s $12 million presale milestone is indicative of strong investor confidence, fueled by the belief that a streamlined PayFi model can disrupt the global remittance sector. While XRP paved the way for payments-focused cryptocurrencies, Remittix’s approach stands out for its emphasis on consumer accessibility and end-to-end simplicity—both of which could help it rival or surpass XRP’s historical success. Still, the market is fraught with uncertainties, ranging from regulatory factors to technological constraints. It’s clear, however, that ETH’s robust infrastructure gives Remittix a solid foundation upon which to build. If the platform’s roadmap unfolds as planned, Remittix may well become a household name for crypto-powered remittances, offering an alternative to XRP that resonates more closely with everyday users. Join the Remittix (RTX) presale and community: Join Remittix (RTX) Presale Join the Remittix (RTX) Community This is a press release. Readers should do their own due diligence before taking any actions related to the promoted company or any of its affiliates or services. Bitcoin.com is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in the press release. 免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。

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BNB Chain has deployed a major optimization for its BNB Smart Chain (BSC) network in reaction to meme coin speculation, which pushed gas fees up 388% in the last week. The upgrade enhances transaction efficiency and reduces congestion through expanded validator capabilities that allow them to process multiple bids per three-second block window. BNB Chain upgrades block processing to prioritize high-value transactions Before the update, BSC validators stopped assessing bids after reaching the block cap. Time-sensitive transactions like meme coin swaps became delayed or failed despite users paying increased gas fees for fast processing. Now, validators will be allowed to gather more bids inside the same 3-second window, potentially allowing higher-value transactions to take the place of lower-priority ones. BNB Chain stated that: This will allow validators to gather more bids, increasing the chance of incorporating the best ones and improving overall block-building performance, especially during periods of high network activity. In other words, we will give transactions interacting with time-sensitive (meme coin) contracts a higher priority. BNB Chain BNB Chain sets record gas fees as meme coin surge drives network activity The network upgrade occurs as BNB Chain experiences its highest-ever gas fees. According to Nansen data, transaction fees on it reached $15 million last week, breaking through Ethereum’s $7 million level yet falling short of Solana’s $29 million. BSC gas fees rose 114% throughout the week, ending ahead of all blocks except Solana, alongside Ethereum and Base, which saw their fees decline. As Nansen analyst Aurelie Barthere observed, Binance’s 60-day suspension from legal action with the SEC supposedly drew investors back to BSC. The rise of meme coins inspired by Binance founder Changpeng “CZ” Zhao’s dog Broccoli has also led to activity on the network, bolstering the decentralized exchange PancakeSwap in turn. Over the past week, BNB’s price rose 13% while its market cap surpassed $104 billion to outperform SOL. The BNB Chain’s performance, processing 68.3 million transactions in the last 30 days, also shows the same trend. According to Dune data, BNB has more than 6% of the total transactions, second only to Solana. As a result, it has become the largest Ethereum Virtual Machine (EVM) chain in terms of monthly transactions. At the same time, it is also experiencing a meme coin revival as Four.meme platform is picking up pace. This platform has enabled the creation of more than 12,000 meme tokens in a single day. Cryptopolitan Academy: Are You Making These Web3 Resume Mistakes? - Find Out Here

The post Tether Partners with US Lawmakers to Shape Stablecoin Regulations appeared first on Coinpedia Fintech News Tether is the most prominent player in the stablecoin market. It has a market cap of nearly $142,009,666,873. A statement posted on X by acclaimed business journalist Eleanor Terrett reveals that Tether is working with US lawmakers to develop a clear stablecoin regulatory framework in the country. Interestingly, as many as three stablecoin bills were introduced in the US House and Senate in the recent past. Here is everything you should know about the development. NEW from me: Offshore stablecoin giant @Tether_to is working with U.S. lawmakers to influence how these fiat-backed currencies are regulated in the U.S.The issuer of the world’s largest stablecoin $USDT has been a controversial figure in U.S. crypto policy circles due to an… — Eleanor Terrett (@EleanorTerrett) February 14, 2025 Tether’s Role in US Stablecoin Regulation The X post by Eleanor states that Tether is working with US lawmakers to develop a clear stablecoin regulatory framework. In the post, Eleanor notes that Tether CEO paolo ardoino paolo ardoino Paolo Ardoino is the chief technology officer at Bitfinex. He graduated from the University of Genoa in the computer science program. Arduino became intimately concerned with cryptography and discovered distributed systems while undertaking research for a military project.Arduino began his career as a senior software developer at Bitfinex in 2014, and after two years, he was elevated to chief technology officer. He is also the commander, Bitfinex had a banner year in 2020, launching a staking service, institution-grade custody services, an open-source peer-to-peer streaming protocol, and a market surveillance tool, all under the technological supervision of Ardoino. In addition, the exchange earned headlines for conducting one of the largest Bitcoin transactions ever. Details: Organization: SwissBorgLocation: Lausanne, SwitzerlandEducation: Holds a degree in Computer Science and Engineering from a renowned universitySkills: Blockchain development, Smart contract engineering, Decentralized finance (DeFi), Cryptocurrency market analysis, Leadership in fintech and blockchain industries Experience: Chief Technology Officer (CTO), SwissBorg (Date: 2018–Present)Blockchain ConsultantSoftware Engineer FAQs 1. Paolo Arduino is who?SwissBorg's CTO, Paolo Arduino, is an expert in blockchain, DeFi, and cryptocurrency technology.2. What is Paolo Arduino's role at SwissBorg?SwissBorg's technical team is led by CTO Paolo Arduino, who specializes in blockchain and DeFi solutions. EntrepreneurDeveloper/ProgrammerFinanceChief Technology Officer confirmed the company’s commitment to support lawmakers to create the best stablecoin regulatory framework for the country. She also emphasises that Ardoino, referring to the three stablecoin bills tabled in the US lawmaking houses lately, expressed his company’s intention to support the evolution process of these bills through meaningful advice. She also mentions that the Tether CEO is very keen to ensure that his company’s voice should not go unnoticed. Also Read : President Trump’s Crypto Czar Teases Big Announcement Coming Soon! , Stablecoin Bills Under Discussion As mentioned earlier, at least three stablecoin bills were tabled in the lawmaking houses in the US last week. The STABLE Act was introduced by Bryan Steil, the chairman of the Financial Committee Digital Assets Subcommittee, and French Hill, a senior Congressman. The act targets to create a regulatory framework for stablecoins with bipartisan backing. Currently, it is under review. The GENIUS Act was tabled by Bill Hagerty, an influential senator. The bill proposes federal oversight of payment stablecoins while preserving state regulatory authority. Notably, it has secured bipartisan support. A stablecoin bill was also submitted by Maxine Waters, a senior lawmaker. If this bill is passed, it would require issuers to register and maintain one-to-one reserves backed by US currency or approved assets. There are reports that the lawmaking houses aim to finalise the bills by April. In conclusion, while stablecoins regulations are moving forward, Tether is positioning itself as an active player in shaping US stablecoin policies. The company remains committed to compliance but wants to ensure its voice is heard in legislative discussions. Never Miss a Beat in the Crypto World! Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more. Subscribe to News

Author: IOSG Ventures, Bing Ventures, Waterdrip Capital, HashKey Capital Organizer: Scof, ChainCatcher As the new year begins, the global investment environment continues to change, with various emerging technologies and market trends constantly emerging. In this context, how investors formulate long-term strategies and evaluate and select investment projects has become a widely discussed topic both within and outside the Crypto industry. In response, RootData, in collaboration with ChainCatcher, hosted this interview. In the previous issue, we invited investment institutions including OKX Ventures and Bixin Ventures to provide constructive feedback. This issue features several representative investment institutions, including IOSG Ventures, Bing Ventures, and Waterdrip Capital, who engaged in in-depth discussions about investment trends and recommendations for 2025. Crypto x AI is one of the most innovative and dynamic fields in the industry recently. It has attracted significant market attention and offers a wide range of imaginative possibilities. Sovereign AI (AI systems driven by decentralized crypto infrastructure) represents a revolutionary opportunity (but granting such power to AI also carries many risks). These systems can achieve true autonomy, interacting on-chain with non-custodial wallets and other agents and humans. In the future, we may even see AI agents purchasing human services for off-chain tasks. DePIN is a highly innovative and diverse field. It combines crypto economic models with off-chain hardware to address many challenges in traditional industries. While DePIN is a very promising area, not all DePIN projects are equally viable; their success highly depends on the projects themselves. We are particularly excited about DePIN projects that can provide clear and measurable value (such as reducing costs, improving efficiency, or entering untapped markets). The success of DePIN often stems from the new business models it implements, which centralized systems cannot replicate. This advantage allows projects to achieve better market penetration, distribution, and accessibility. DePIN can also drive cost efficiency and better unit economics by lowering operational costs or improving resource utilization, making its decentralized model more competitive and sustainable. Additionally, capital expenditure optimization is a significant advantage of DePIN projects, as they share infrastructure costs with the community through token incentives, enabling faster scaling and broader participation. On the other hand, we should avoid DePIN projects that misuse tokenization. Their failed token economics often lead to unsustainable ecosystems. Some projects' tokens do not bring actual efficiency improvements or enhancements over traditional methods but rely solely on token incentives to mask potential inefficiencies and subsidize usage costs in the short term. Relying solely on tokenization does not justify decentralization, and sometimes the outcomes are worse than existing centralized models. Stablecoins have become the mainstream payment medium in the crypto industry. Due to their programmability, cross-border usability, and increasingly clear regulatory framework, stablecoins are expected to become the standard settlement currency for global payments. While stablecoins have clear advantages over fiat currencies in terms of programmability and cross-border liquidity, broader adoption is still constrained by regulatory challenges and inefficient on/off-chain mechanisms. However, a pro-crypto U.S. government may provide regulatory clarity, creating a healthier environment for efficient, liquid, and low-cost crypto-to-fiat transactions. The consumer applications sector is highly exploratory but also more difficult to define, often overlapping with other areas such as AI, DePIN, and payments. This field encompasses a wide range of applications, including but not limited to AI-driven consumer solutions, consumer-facing DeIN projects, and payment solutions designed for consumers. In addition to practical application scenarios, consumer applications in the crypto space also involve speculation and gamification. A particularly important category here is blockchain gaming. These games incorporate speculative economic elements and memes and remain one of the most successful consumer interaction experiments in the industry. These speculative applications often blur the lines between entertainment, finance, and utility, creating unique opportunities for innovation. Looking ahead, new experiments that combine crypto with consumer applications will bring more opportunities. Game mechanics integrated with economic incentives show tremendous potential, offering new ways to attract users and drive adoption. The design space in this area is vast, and we expect it to yield groundbreaking innovations by 2025. Investment Strategy: In 2025, our investment strategy focuses on discovering the value of early-stage projects and promoting the mainstream application of blockchain technology. The logic behind this is simple: the rapid iteration of the blockchain industry means that the earlier you participate and position yourself, the more likely you are to capture exponential growth opportunities. Specifically, we are more focused on the following directions: In the coming years, the core competitiveness in the blockchain field lies in technological innovation and practical implementation capabilities, which are often found in early-stage projects. For us, supporting promising startups is not just an investment but also an important way to drive the entire industry forward. The mainstreaming of blockchain technology hinges on its ability to truly "break out" and integrate into daily life and traditional markets. We are optimistic about projects that can find intersections between Web3 technology and Web2 user needs, such as applications that optimize user experience and lower barriers to entry. Many experienced teams in the industry often have deep resources and market insights when they choose to start their own ventures. These projects typically have a higher starting point and, therefore, a higher success rate. Key Sectors: In 2025, we are particularly optimistic about the following areas, which demonstrate the comprehensive evolution of blockchain technology from underlying architecture to practical applications: We believe that parallel virtual machine architecture is key to improving blockchain performance. The transaction processing speed of traditional blockchain systems is often a bottleneck, while ParallelVM offers solutions to enhance throughput through parallel execution of transactions and contracts. This has enormous application potential, especially in transaction-intensive scenarios like DeFi and blockchain gaming. Of course, the challenges in this sector include concurrency management and security issues that still need time to resolve. Blockchain developers have a clear demand for more efficient and flexible virtual machines. Alternative VM breaks the limitations of the Ethereum Virtual Machine (EVM) and supports more programming languages, such as Rust and Wasm, which are crucial for attracting developers and creating more complex applications. Although building the ecosystem for new architectures takes time, its potential cannot be ignored. As global regulations on cryptocurrencies become increasingly stringent, compliance is becoming a necessity. Projects that can simplify processes such as KYC, AML, and tax compliance while ensuring transparency will be highly sought after, especially given the trend of mainstream financial markets wanting to embrace crypto. We firmly believe that improving infrastructure is key to expanding the user base of DeFi. Reliable cross-chain bridges, decentralized insurance, and more secure oracle systems can enhance user trust in DeFi. The combination of AI and blockchain is an emerging direction. We see that AI can optimize blockchain network performance, while blockchain can provide data privacy protection for AI. This technological intersection may lead to unexpected innovations, such as smarter smart contracts or decentralized AI services. Bitcoin remains the backbone of the crypto industry, but its potential has not been fully realized. We are focused on the development of Bitcoin Layer 2 scaling and smart contract capabilities, which can allow Bitcoin to excel in payments and DeFi. However, the Bitcoin community's acceptance of change is relatively low, and the pace of innovation may be slow. The selection of these sectors is not coincidental; they reflect the dual drivers of technology and market demand, which are also at the core of our investment strategy. 2025 will be a year for Crypto to embrace large-scale adoption and regulation. For the primary market, our investment logic will be based on the following core trends: Compliance and Mainstreaming: The gradual clarity of the global regulatory environment and the launch of cryptocurrency ETFs signify that cryptocurrencies are moving from the margins to the mainstream financial system. Technological Innovation and Integration: The combination of AI and blockchain will give rise to new application scenarios and business models, further expanding market size. Cost Efficiency and Market Demand: The stablecoin and RWA sectors can significantly reduce transaction costs and improve asset liquidity, meeting the actual needs of enterprises and investors. Therefore, we will focus on sectors such as RWA, AI + Crypto Infra, and paradigm innovations around stablecoins like Pay Fi and DeFi. Integration of Traditional Finance and Blockchain (RWA Sector) The global regulatory environment is gradually clarifying, accelerating the compliance process in the crypto industry. In the future, blockchain technology will gradually integrate deeply with traditional financial systems. The tokenization of government bonds, real estate, and other financial assets will enhance the liquidity and transparency of these traditional assets while providing new collateral for the DeFi ecosystem. Recently, countries like the UK and the US have begun exploring the issuance of digital bonds, which undoubtedly serves as a positive signal regarding policies towards RWA. Moreover, the continuous rise in BTC prices has not only driven the impressive performance of asset-driven crypto concept stocks like MicroStrategy in the secondary market but has also triggered a "copycat effect"—more and more listed companies are beginning to emulate this model by incorporating Bitcoin or other crypto assets into their balance sheets to enhance their valuations and market appeal. AI and Crypto AI + Crypto will be the next multi-billion market opportunity. We are particularly focused on the application of AI agents in blockchain payment infrastructure and AI-driven decentralized financial tools. Stablecoins may become the preferred payment tool for AI agents, and high-throughput blockchains (such as Solana, Lightning Network, BASE) will significantly benefit from the proliferation of AI. Additionally, utilizing DID technology for AI identity verification and fraud protection solutions is also one of the future directions. Stablecoins and Payment Innovations Stablecoins have proven their value as global payment tools over the past year, especially in reducing transaction costs and improving efficiency. We expect that 2025 will see large-scale adoption of stablecoins in corporate payments, particularly among small and medium-sized enterprises (such as restaurants and retail) that will be the first to transition from credit card payments to stablecoin payments. Furthermore, as more companies recognize the cost advantages of stablecoins, there will be new growth opportunities in stablecoin issuance and payment integration businesses. In terms of investment strategy, we prefer to position ourselves in early-stage projects with the potential for large-scale adoption in the future. We are very optimistic about the AI + Crypto direction, which includes both infrastructure projects like TEE (Trusted Execution Environment) and Data Labeling, as well as AI agent applications specific to certain vertical business scenarios. Waterdrip Capital has already begun systematically positioning itself in this field from 2023 to 2024, such as SWAN Chain as an AI computing chain, BAS for verification services based on Green Field, and Alsa for AI + payment integration; we can say we have covered the entire industrial chain from AI training, computing, storage to application. However, we will still keep an eye on other sectors and look forward to seeing more groundbreaking technologies and business models emerge in 2025. For the secondary market, we tend to purchase targets that have real landing scenarios and self-sustaining capabilities; including public chains, service providers, and protocol projects, which is very similar to how companies with good cash flow performance in the traditional stock market regularly repurchase their own stocks; secondly, we can pay attention to crypto concepts in the stock market; last year we released a research report on crypto concept stocks, as mentioned above, in addition to asset-driven MSTR, we also analyzed mining concepts like MARA and infrastructure concepts, as well as exchange concepts, payment concepts, etc. Therefore, in the secondary market, we will focus on participating in the allocation of related concept stocks. 2025 Investment Outlook: We will focus on application areas, especially various breakout sectors and community-driven scenarios. Starting in the second half of 2025, we will gradually summarize the pain points in applications and explore a new round of infrastructure/tool layers. We will continue to adopt a primary-secondary linkage strategy, focusing on discovering early-stage projects with reasonable or undervalued valuations in the primary market, and in the secondary market, based on information channels from the primary market, adopt more flexible methods to expand the range of investment targets, using lending, derivatives, and other methods to control risks. Key Sectors: In 2025, the fundraising environment for entrepreneurial teams will be more complex but also full of opportunities. Here are our suggestions: Suggestion 1: Deep Community Involvement Currently, community users have become an important driving force for project success. Teams need to design fair and transparent token distribution mechanisms that not only incentivize investors but also attract core users to join. Users are no longer just investors in the project; they are part of the ecosystem and directly influence the project's future development. Suggestion 2: Keep Up with Dex Trends The mainstreaming trend of decentralized exchanges cannot be ignored. Dex provides better liquidity and transparency, and many popular projects will prioritize listing on Dex, creating market heat that forces centralized exchanges to follow suit. This trend brings greater autonomy to projects while also broadening fundraising channels. Suggestion 3: Clearly Articulate Your Story In a highly competitive sector, clear storytelling is crucial. Teams need to accurately convey the core value of the project, especially the intersection of technological innovation and market demand. A good story can help the team stand out among investors and community users. Suggestion 4: Focus on Long-term Community Value Fundraising is not just about addressing short-term funding needs; it is also an opportunity to build long-term community trust. Through transparent governance and fair mechanism design, teams can attract users to continuously support the project ecosystem, laying a foundation for future development. Summary: From an investment perspective, we hold an optimistic view of the overall trends for 2025. Especially in areas such as the integration of blockchain and AI, the improvement of DeFi infrastructure, and the gradual entry of Web3 technology into the mainstream market, we see many opportunities. Additionally, for projects planning to raise funds, we suggest teams pay more attention to community building, keep up with the trend of decentralized trading, and win market trust through clear project narratives. Future competition will not only be a contest of technology but also a manifestation of trust and value. The current crypto market may be in a bull market cycle, but project teams need to prepare for a potentially flat market in the next 2-3 years. Good cash flow management and self-sustaining capabilities will be key to a project's survival and development. If the goal is to create a project with real landing business, then consider the efficiency of fund usage during fundraising and develop a long-term financial plan. As blockchain technology deeply integrates with other industries, project teams should actively seek cooperation or financing opportunities with traditional industries. Financing from traditional industry VCs can provide more support for projects. As the global regulatory environment gradually clarifies, project teams should actively communicate with regulatory agencies to ensure project compliance. Compliance is not only the foundation for the long-term development of projects but also key to attracting traditional capital and institutional investors. Successful projects in 2024 are basically community-driven; focusing on and capturing the needs of the community and users is the key.