Debate Over XRP’s Role in U.S. National Digital Asset Reserve Intensifies

As discussions around a U.S. government-backed digital asset reserve continue, XRP has emerged as a potential candidate alongside Bitcoin (BTC).

However, opinions remain divided on whether XRP should be included in such a reserve.

Ripple’s Brad Garlinghouse believes that if the U.S. were to establish a national digital asset reserve, it should not be limited to a single cryptocurrency like Bitcoin or XRP. Instead, he argues for a diversified portfolio that reflects the broader crypto ecosystem, ensuring a more balanced approach to digital asset reserves.

While XRP is often considered the second-strongest digital asset for reserves, analyst Willy Woo strongly opposes its inclusion. He argues that Bitcoin’s decentralized and geopolitically neutral nature makes it more suitable for a strategic reserve, similar to gold.

Woo went further, questioning whether any country would trust XRP, given that Ripple is a U.S.-based entity. He directly challenged Garlinghouse’s stance, suggesting that promoting XRP as a reserve asset misleads the public.

As the U.S. explores digital asset policies, the debate between Bitcoin’s neutrality and XRP’s potential role in global finance continues. Whether the government moves forward with a crypto-backed reserve remains uncertain, but the discussion highlights the growing importance of digital assets in national and international financial strategy.