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In the latest legal turn of events, Ripple dropped the cross-appeal in the ongoing case with the American U.S. Securities and Exchange Commission (SEC), as mentioned in our last news article. This left doubts regarding the fate of its institutional sales. Although the case is approaching its end, the fate of the injunction against the company is a significant topic of debate in the crypto world. With Ripple having abandoned its cross-appeal, attention is now on whether the SEC will proceed to vacate the injunction that currently prevents the company from selling XRP to institutions. The injunction, which resulted from Judge Analisa Torres’ conclusion that Ripple’s original sales model was an investment contract, has been a pivotal obstacle to the company’s activities in the institutional market. In an X post , XRP attorney Bill Morgan discussed the recent developments while admitting that even if the injunction is dissolved, Ripple would be required to change its sales strategy to stay within the purview of securities laws. Legal analyst Fred Rispoli concurred and said that any re-launching of institutional sales would involve keeping pace with new regulatory requirements. Rispoli then explained his stance further, saying, “So to clarify, as I understand it, there will be no more restrictions on Ripple’s institutional XRP sales. They still must conform to securities law but can now sell to, say, hedge funds or private equity firms directly instead of to OTC desks first.” This viewpoint has generated talk regarding how Ripple could modify its sales strategy in order to be compliant with regulations while still holding onto its institutional relationships. The XRP community has been watching the final stages of the lawsuit, with speculation about what this holds for Ripple’s business operations growing. One top crypto commentator, WrathofKahneman, pointed out how significant the next move by the SEC is, explaining that if the regulatory body makes a move to lift the injunction, then Ripple might start institutional sales anew under new conditions. At the same time, Rispoli asked a rhetorical question about the enforcement of securities law in the crypto space: “But if a tree sells unregistered securities in a forest and no SEC is there to prosecute it, did the tree do anything illegal?” His remark raises questions about overall regulatory clarity and the SEC’s enforcement strategy for the developing digital asset marketplace. In another controversy, IMF’s Balance of Payments Manual shows that some utility tokens like XRP could be treated as securities, as reported in our previous article. Even with the possibility of resumed sales, the firm might continue to have compliance challenges. The company will have to ensure that whatever institutional transactions are made, they comply with securities rules to prevent future legal attacks. Though Ripple’s pullback of its cross-appeal is an indicator of advancement towards settling the case, the SEC’s reaction continues to play a crucial role in deciding the firm’s future action. If the regulatory body asks the court to vacate the injunction, Ripple might get back to conducting institutional sales as long as it makes required changes in its structure of sales.

North Carolina is currently considering legislative measures that would permit the inclusion of cryptocurrencies, such as Bitcoin (BTC), in the state’s retirement and pension fund portfolios. This is part of a broader trend among U.S. states exploring the potential of digital assets to diversify and potentially enhance the returns of public investment funds. House Bill 506 , known as the Investment Modernization Act, was introduced by Representative Brenden Jones on March 24. The bill aims to establish an independent investment authority within the state Treasury to assess which digital assets could be integrated into state retirement funds. A companion bill, Senate Bill 709 , named the State Investment Modernization Act, was introduced in the Senate on March 25. According to the bills, a digital asset includes cryptocurrencies, stablecoins, non-fungible tokens (NFTs), or any other electronically stored asset that grants financial, proprietary, or access privileges. Unlike crypto laws in other states that set a minimum market capitalization for digital assets to qualify for investment, North Carolina’s bills do not include such restrictions. If approved, the authority could allocate up to 5% of various state pension funds into digital assets. The State Employees Association of North Carolina (SEANC) has voiced apprehension about the potential risks to pension funds, cautioning against exposing retirement savings to the unpredictable nature of the cryptocurrency market. In addition to this, North Carolina introduced a bill aimed at positioning the state as a frontrunner in government-led cryptocurrency adoption. Senate Bill 327 (SB327), championed by Republican Senators Todd Johnson, Brad Overcash, and Timothy Moffitt, proposes allocating up to 10% of the state’s public funds to Bitcoin. Framing Bitcoin investment as a “financial innovation strategy,” the bill seeks to strengthen North Carolina’s economic standing. It mandates that any acquired Bitcoin be stored in multi-signature cold storage and undergo monthly audits to ensure security and transparency. SB327 also enforces strict controls on Bitcoin transactions, allowing liquidation only in cases of a “severe financial crisis” and requiring approval from two-thirds of the General Assembly before any sale can take place. Supporters argue that investing in cryptocurrencies could diversify the state’s portfolio, while critics raise concerns about the volatility and regulatory uncertainties surrounding digital assets. North Carolina is part of a growing wave of states exploring cryptocurrency adoption. To date, 41 Bitcoin reserve bills have been introduced across 23 states, with 35 still under review. One notable example is Oklahoma’s Strategic Bitcoin Reserve Act, which recently passed the House with a 77-15 vote and is now awaiting a Senate decision. Further fueling this movement, CNF reported that President Donald Trump signed an executive order to establish a national Bitcoin reserve, highlighting a broader push toward integrating digital assets into government financial strategies under his administration.

While most people are still trying to understand what blockchain is, Bette Chen has already rolled up her sleeves and helped build it from the inside. Rather than just being a spectator, this University of Auckland graduate chose an unusual path. Who would have thought that her interest in reading the Bitcoin whitepaper would be the turning point that changed the entire direction of her life. Initially, Bette was just an ordinary software engineer. She worked at a technology company, went through a routine, and had a fairly stable future. But on the other hand, her curiosity about the world of decentralized finance grew. She then made the decision to pursue an MBA, going all the way to the Fuqua School of Business at Duke University. This combination of technical logic and business instincts is what later became a strong foundation when she entered the crypto industry. After her MBA, Bette did not immediately build an empire. She started from the bottom again, this time focusing on products that bridge technology and finance. Together with her team, she founded Laminar—a platform for synthetic assets and margin trading. In 2019, Bette and her colleagues from Laminar and Polkawallet decided to form Acala Network. Their vision was simple but ambitious: to create a cross-chain DeFi hub on the Polkadot network. In simple terms, think of Acala as a ‘digital bank’ in the crypto world that can be accessed across networks, complete with stablecoins , staking, and a DEX. It didn’t take long for Acala to steal the show. In November 2021, they won the first parachain slot on Polkadot via a crowdloan with 32 million DOT backing. If converted, it was worth more than $1.3 billion at that time. That’s an incredible amount, and it’s clear evidence of the community’s trust in Bette and her team’s vision. However, no journey is completely smooth. In August 2022, Acala faced a major crisis. A misconfiguration in the liquidity pool caused 3 billion aUSD to be minted that shouldn’t have existed. Rather than avoiding or blaming the team, Bette took an active role in solving the problem. She led the community to track down and burn the misminted tokens, and restore stability to the network. It’s not just about technicalities, it’s about trust. And more importantly, it’s about leadership. In a crypto industry often filled with false promises and fickle projects, Bette’s approach feels refreshing—transparent, responsive, and drama-free. Furthermore, Bette doesn’t merely write code in the background. She also actively speaks on forums, podcasts, and social media. On the X platform, she often shares her views on the future of DeFi , interoperability, and the challenges of building a cross-chain ecosystem. Sometimes serious, sometimes lighthearted—but always down-to-earth. What sets Bette apart from most crypto founders is perhaps her rare combination of technical expertise, deep understanding of the market, and a strong human instinct. She doesn’t speak in confusing jargon, but she talks about solutions, opportunities, and responsibilities.

Finally, the Celo network has truly transformed. From a Layer 1 blockchain that has stood alone, it has now officially joined the Ethereum Layer 2 space. The migration process was quite complex, even causing block production on the Celo main network to be temporarily halted. But now, everything is back up and running. Celo now operates as an Ethereum Layer 2 with block times cut from five seconds to just one second. For those who are used to waiting for transaction confirmations, like waiting for a train that never comes, this is good news. 🏡 @Ethereum , we're home! Following a successful "hard hard fork" led by core contributors at @cLabs & L1 validators, Celo is officially an Ethereum Layer 2 🪨 🪨 🍴 What does that mean for the diverse, global decentralized ecosystem? Keep reading to find out ↓ pic.twitter.com/slW1W5oRmP — Celo.eth 🦇 🌳 (@Celo) March 26, 2025 This change also brings a feature that previously felt half-baked: cross-network interoperability. Celo now supports direct bridging with Ethereum natively. This means that the flow of assets and data between the two networks is smoother without having to cross a complicated or expensive bridge. Imagine being able to move your wallet from one network to another, like moving your wallet from your left pocket to your right pocket. Furthermore, this migration was not done just for the sake of moving. Celo also partnered with Alchemy, a platform known for its robust infrastructure for developers. The goal is clear: to help developers build more reliable and connected applications. The collaboration is a new foundation, as many developers in the Ethereum ecosystem are already familiar with Alchemy’s features. Now, with all these updates, Celo seems ready to go even faster. The network is no longer a small stand-alone player, but rather part of the much broader Ethereum ecosystem. However, their approach remains down-to-earth: cheap, fast, and accessible. Transaction fees on the new network can even be as low as $0.0005, so cheap it feels like nothing. This could be a big draw, especially for users in cost-sensitive developing countries. Looking back, Celo has introduced the Celo Citizen Retro program, which was announced in December 2024. This program provides funding of 250,000 CELO for projects that have made significant contributions to building the ecosystem and making crypto more grounded in everyday life. Applications opened on December 20, 2024, and the response was quite warm. Still in December, CNF reported another interesting integration: Band Protocol entered Celo Alfajores, Celo’s Layer 2 testnet, to supply real-time price data. This is great news for DeFi, GameFi, or perhaps NFT applications needing precise data. The prices shown are not only estimates or based on data a few minutes old. Band Protocol offers access to more safe cross-chain feeds including real-time ones. Meanwhile, as of the writing time, CELO is trading at about $0.3986, up 1.68% over the last 24 hours. It is driving its market cap to surpass the $225 million mark.

XRP Healthcare, a pioneer in AI-based healthcare and mergers & acquisitions (M&A), has accelerated its initial public offering (IPO) to the third quarter of this year. Initially scheduled for 2027, the company will now go public on a Canadian stock exchange to fuel its global growth. Chairman Whitney Lynn, who has worked on more than $10 billion in M&A deals, confirmed the action. “The IPO process has been in motion for several months, and we expect to be publicly listed before September,” he said. As part of its rapid growth strategy, XRP Healthcare recently acquired Pharma Ville, a pharmacy chain in Uganda, as reported earlier this month. This strengthened its supply chain and securing a foothold in Africa’s $259 billion healthcare market. “Pharma Ville isn’t just an acquisition—it’s a foundation for large-scale expansion,” said Laban Roomes, Chief Operating Officer. He added, We’re securing key distribution channels and preparing for the next phase of growth. With private institutions delivering 50% of the healthcare services across Africa, XRP Healthcare hopes to consolidate and modernize the industry. “Africa’s healthcare system is highly fragmented,” CEO Kain Roomes said in a press release . He added, “The IPO provides capital to strengthen access and quality while driving regional expansion.” The firm already has plans for expansion into Rwanda and Kenya by building on regulatory foundations laid out in Uganda. For further context, XRP Healthcare’s IPO is advised by ARC Group, an international capital markets advisory company. CEO Abraham Cinta highlighted the effect of the listing: “Becoming a public company could scale their business exponentially, perhaps by a factor of 10 or even 100.” Charles Chong, EMEA Capital Markets Vice President at ARC Group, continued, “Listing in Canada is just the first step. A U.S. listing is planned within five years to boost global investor exposure.” The firm is making investments in AI-powered solutions to enhance healthcare accessibility. Its XRPH AI App, which can be downloaded on the Google Play Store and Apple App Store, offers multilingual AI-powered medical information. New functionalities encompass AI-enhanced image interpretation for the diagnosis of visible symptoms and a forthcoming “Doctor Search & Connect” capability for immediate consultation with certified professionals. XRP Healthcare also gained an exclusive partnership with Isansys Lifecare to roll out the Patient Status Engine (PSE) in Africa. This allows wireless AI-powered monitoring of health to aid home care and decongest hospitals. Furthermore, in an effort to enhance its scope, XRP Healthcare has collaborated with prominent pharmaceutical providers, such as: Having trademarked its name within the UK, EU, UAE, and Uganda, XRP Healthcare is carving out a role for itself in the healthcare revolution by way of AI.